Empowering African Women through Microfinance

By Paul Ndiho
May 6, 2010
Over the last three decades, microfinance has spread to every continent and affected some 100 million families. And experts say microfinance can be an important liberating force in societies where women may struggle against social and economic conditions.
Millions of Africa’s rural poor people have no access to small loans, and as a result cannot begin a small business. The nonprofit Women’s Microfinance Initiative has been operating in Eastern Uganda for the last two years. The group has given out more than one thousand small loans in about 50 villages in Eastern Uganda and just expanded to Kenya. Robyn Nietert is president of the Initiative:
“These women are incredibly responsible, they are focused, they are enthusiastic and they are very committed to pay back their loans, and growing their businesses.”
Nietert says that her group’s goal is to empower rural women in East Africa.
“Listening to the women and making it a true grassroots operation. We listen to them and take a lead from them. That I think has been the most important aspect of this program and that’s why it has a 100% repayment program.”
The poor are often denied credit from commercial banks because the amounts they need to borrow are too small or they lack collateral to secure a loan. Nora O’ Connell is vice president of Women Thrive Worldwide, a non-profit organization shaping U.S. policy to help women in developing countries lift themselves out of poverty. She says many women in rural Africa also have limited access to education and land ownership.

“Rural women in Africa are the real backbone of taking care of their families. They are the ones that put the food on the table and are the ones that make sure their kids go to school.”
Muhammad Yunus won the Nobel Peace Prize in 2006 for championing microcredit. Yunus attended this year’s annual microcredit summit in Kenya, and he says women in Africa are good candidates for microfinance.
“African women are very active compared to any women anywhere in the world. If you compare the African women with the Asian women or Bangladeshi women, there is a world of difference.”
Studies indicate that women are more likely than men to reinvest their small business profits, or to use their additional income to meet household needs. However critics at a recent regional Microcredit Summit in Kenya’s capital Nairobi said that some microcredit lenders are scamming the poor, and in some countries micro-loan interest rates vary widely.

Empowering African Women through Microfinance

By Paul Ndiho
May 6, 2010
Over the last three decades, microfinance has spread to every continent and affected some 100 million families. And experts say microfinance can be an important liberating force in societies where women may struggle against social and economic conditions.
Millions of Africa’s rural poor people have no access to small loans, and as a result cannot begin a small business. The nonprofit Women’s Microfinance Initiative has been operating in Eastern Uganda for the last two years. The group has given out more than one thousand small loans in about 50 villages in Eastern Uganda and just expanded to Kenya. Robyn Nietert is president of the Initiative:
“These women are incredibly responsible, they are focused, they are enthusiastic and they are very committed to pay back their loans, and growing their businesses.”
Nietert says that her group’s goal is to empower rural women in East Africa.
“Listening to the women and making it a true grassroots operation. We listen to them and take a lead from them. That I think has been the most important aspect of this program and that’s why it has a 100% repayment program.”
The poor are often denied credit from commercial banks because the amounts they need to borrow are too small or they lack collateral to secure a loan. Nora O’ Connell is vice president of Women Thrive Worldwide, a non-profit organization shaping U.S. policy to help women in developing countries lift themselves out of poverty. She says many women in rural Africa also have limited access to education and land ownership.

“Rural women in Africa are the real backbone of taking care of their families. They are the ones that put the food on the table and are the ones that make sure their kids go to school.”
Muhammad Yunus won the Nobel Peace Prize in 2006 for championing microcredit. Yunus attended this year’s annual microcredit summit in Kenya, and he says women in Africa are good candidates for microfinance.
“African women are very active compared to any women anywhere in the world. If you compare the African women with the Asian women or Bangladeshi women, there is a world of difference.”
Studies indicate that women are more likely than men to reinvest their small business profits, or to use their additional income to meet household needs. However critics at a recent regional Microcredit Summit in Kenya’s capital Nairobi said that some microcredit lenders are scamming the poor, and in some countries micro-loan interest rates vary widely.

SUDAN’S BASHIR AND KIIR CELEBRATE POLL WIN

By Paul Ndiho

APIRL 27, 2010

After being declared the winner in April’s presidential elections that international observers, particularly the Carter Center and the European Union said were deeply flawed, earlier this week, President Omar Hassan al-Bashir joined party supporters and officials to celebrate and show the world that he has been elected president by majority of Sudanese in the first open elections in more than 20 years.
The celebrations were loud and boisterous. Sudan’s President Omar al-Bashir — the only sitting head of state wanted by the International Criminal Court — won Sudan’s first multiparty elections in 24 years. The elections received a mixed assessment from political observers with the African Union declaring them “free and fair.” While the United States and others say the elections fell short of international standards. David Smock is vice president and director, Center for mediation and conflict resolution, Religion and Peacemaking program at the U.S Institute Of Peace in Washington
“There was minimal violence but it didn’t have a great deal of meaning because the international observers, particularly the Carter Center and the European Union said the elections were deeply flawed, most of the opposition candidates in the north running against Bashir had withdrawn and boycotted the election.”
A breakdown of the presidential vote shows great support for President Bashir in the north. While Salva Kiir, President of the semi-autonomous southern region, easily won re-election with 92.percent of the vote.
“I shall be the president of all southern Sudanese, without any distinction based on party allegiance, regional provenance, ethnic origin or religious faith, so please mark those words and let us move together.

With the elctions now behind them, Sudan begins to focus on next year’s referendum on independence for the south, a vote President Bashir has pledged to respect. But David Smock says the government in Khartoum faces many challenges including Darfur, an issue complicated by Mr. Bashir’s international indictment for alleged war crimes in Darfur.
There have been on again off again negotiations in Doha, particularly between the Bashir government and the Gem, one of the major rebel groups and some discussions with some of the other rebel groups, but while there has been an agreement on a ceasefire, with the Gem, the details of what a peace agreement would look like have not really been worked out in any significant way, so they definitely need progress on that front for Sudan to be able to go forward.” He said.
And forward means continuing the implementation of the 2005 peace deal that ended the Sudanese civil war.

SUDAN’S BASHIR AND KIIR CELEBRATE POLL WIN

By Paul Ndiho

APIRL 27, 2010

After being declared the winner in April’s presidential elections that international observers, particularly the Carter Center and the European Union said were deeply flawed, earlier this week, President Omar Hassan al-Bashir joined party supporters and officials to celebrate and show the world that he has been elected president by majority of Sudanese in the first open elections in more than 20 years.
The celebrations were loud and boisterous. Sudan’s President Omar al-Bashir — the only sitting head of state wanted by the International Criminal Court — won Sudan’s first multiparty elections in 24 years. The elections received a mixed assessment from political observers with the African Union declaring them “free and fair.” While the United States and others say the elections fell short of international standards. David Smock is vice president and director, Center for mediation and conflict resolution, Religion and Peacemaking program at the U.S Institute Of Peace in Washington
“There was minimal violence but it didn’t have a great deal of meaning because the international observers, particularly the Carter Center and the European Union said the elections were deeply flawed, most of the opposition candidates in the north running against Bashir had withdrawn and boycotted the election.”
A breakdown of the presidential vote shows great support for President Bashir in the north. While Salva Kiir, President of the semi-autonomous southern region, easily won re-election with 92.percent of the vote.
“I shall be the president of all southern Sudanese, without any distinction based on party allegiance, regional provenance, ethnic origin or religious faith, so please mark those words and let us move together.

With the elctions now behind them, Sudan begins to focus on next year’s referendum on independence for the south, a vote President Bashir has pledged to respect. But David Smock says the government in Khartoum faces many challenges including Darfur, an issue complicated by Mr. Bashir’s international indictment for alleged war crimes in Darfur.
There have been on again off again negotiations in Doha, particularly between the Bashir government and the Gem, one of the major rebel groups and some discussions with some of the other rebel groups, but while there has been an agreement on a ceasefire, with the Gem, the details of what a peace agreement would look like have not really been worked out in any significant way, so they definitely need progress on that front for Sudan to be able to go forward.” He said.
And forward means continuing the implementation of the 2005 peace deal that ended the Sudanese civil war.

Promoting Education in Africa

By Paul Ndiho
April 23, 2010

Studies show that a child born to an educated mother is twice as likely to survive to the age of five as a child born to an uneducated mother. But many children in the Sub-Saharan Africa are denied even the chance to attend primary school.
Experts say that educating children helps reduce poverty, promotes gender equality and more. New U.S. legislation, led by New York Congresswoman Nita Lowey, calls on the United States to support an international Global Fund for Education for developing countries. The fund aims to achieve basic education for every child in the world by 2015.
“Access to quality education brings promise of a better life. No country has sustainable economic growth without achieving mere universal primary education and investing in girls education increases women’s income, delays the start of sexual activity, reduces infant mortality rates and increases women’s political participation.”
Educated girls are likely to marry later and have fewer children, who in turn will be more likely to be better nourished and educated. In sub-Saharan Africa, school and school related-fees are keeping children out of classrooms, as the fees can consume nearly a quarter of a poor family’s income. Actress Jessica Alba has just returned from Africa, where she observed how U.S. funding for global education is changing lives.
“Last month I visited Ghana, Senegal and South Africa and I saw myself the potential and impact of education. The parents I met were full of hope for their children’s future and wanted more than nothing for their children to go to school.”
Quality education can be a way out of poverty, but Jessica Alba says millions of Africa’s children receive little or no education.
“72 million children worldwide don’t have access to education. 60% of these kids live in Africa and most of them are girls.”
Research shows that HIV/AIDS infection rates are halved among young people who finish primary school. And estimates are that If every girl and boy received a complete primary education, at least 700,000 new cases of HIV could be prevented in a decade – another compelling reason to get Africa’s children into classrooms.

Promoting Education in Africa

By Paul Ndiho
April 23, 2010

Studies show that a child born to an educated mother is twice as likely to survive to the age of five as a child born to an uneducated mother. But many children in the Sub-Saharan Africa are denied even the chance to attend primary school.
Experts say that educating children helps reduce poverty, promotes gender equality and more. New U.S. legislation, led by New York Congresswoman Nita Lowey, calls on the United States to support an international Global Fund for Education for developing countries. The fund aims to achieve basic education for every child in the world by 2015.
“Access to quality education brings promise of a better life. No country has sustainable economic growth without achieving mere universal primary education and investing in girls education increases women’s income, delays the start of sexual activity, reduces infant mortality rates and increases women’s political participation.”
Educated girls are likely to marry later and have fewer children, who in turn will be more likely to be better nourished and educated. In sub-Saharan Africa, school and school related-fees are keeping children out of classrooms, as the fees can consume nearly a quarter of a poor family’s income. Actress Jessica Alba has just returned from Africa, where she observed how U.S. funding for global education is changing lives.
“Last month I visited Ghana, Senegal and South Africa and I saw myself the potential and impact of education. The parents I met were full of hope for their children’s future and wanted more than nothing for their children to go to school.”
Quality education can be a way out of poverty, but Jessica Alba says millions of Africa’s children receive little or no education.
“72 million children worldwide don’t have access to education. 60% of these kids live in Africa and most of them are girls.”
Research shows that HIV/AIDS infection rates are halved among young people who finish primary school. And estimates are that If every girl and boy received a complete primary education, at least 700,000 new cases of HIV could be prevented in a decade – another compelling reason to get Africa’s children into classrooms.

RELIGION AND POLITICS IN AFRICA

By Paul Ndiho
April 20, 2010

Across the continent, African religions play significant roles in communities where government services may be sparse or absent. VOA’S Paul Ndiho looks at how religion and politics are intertwined in Africa.
Africa’s religious communities broadly reflect moderation, though pockets of religion-based extremism are evident across the region.
Peter Lewis, Director, African Studies, School of Advanced International Studies or SAIS says that religion and politics are intertwined in Africa and there is a need to understand how they interact.
“Religion plays multiple roles, completed roles, and often multi-faceted roles in some situations where some religious communities and religious figures can be sources of extremism and confrontation. Others maybe sources of moderation and mediation and others still maybe largely separated from politics.”
In many parts of Africa, religious institutions deliver social services, build hospitals, schools, and provide employment and in places where government has failed. In Somalia, Islam may be a vehicle to mobilize people against the government or to protest against foreign invasion. In 2006, Islamic courts governed in much of Somalia until they were driven out by Ethiopia’s military. Timothy Longman, Boston University says that religion cuts across African political identities.
“Religious groups are very much caught up in conflict in a variety of ways. What I want to focus on are the two very contradictory tendencies that you find within Christian churches in the region and that is churches are getting embroiled in conflict, being involved in supporting conflict, and on the other hand, churches playing a peaceful role for a conflict resolution role.”
In Nigeria, analysts say religion can fuel Christian-Muslim violence. In the recent past, clashes have taken place between Christians and Muslims in Kano, northern Nigeria, a region which is governed by sharia law. In Jos, hundreds of people lost their lives because of an election that Peter Lewis says took on unusual religious divisions.
“In most of Nigeria, Christians and Muslims have managed to co-exist. We hope that with the improvement in governance, economic opportunities and reduced inequalities that different communities in Nigeria would be better able to get a long.”
A recent study by the Washington, D.C.-based Pew Forum on Religion and public life reveals that most people in sub-Saharan Africa are deeply committed to Christianity or Islam; they continue to practice elements of more traditional African religion. The study says that while many Muslims and Christians describe members of the other faith as tolerant, there are signs of tensions between the faiths.

RELIGION AND POLITICS IN AFRICA

By Paul Ndiho
April 20, 2010

Across the continent, African religions play significant roles in communities where government services may be sparse or absent. VOA’S Paul Ndiho looks at how religion and politics are intertwined in Africa.
Africa’s religious communities broadly reflect moderation, though pockets of religion-based extremism are evident across the region.
Peter Lewis, Director, African Studies, School of Advanced International Studies or SAIS says that religion and politics are intertwined in Africa and there is a need to understand how they interact.
“Religion plays multiple roles, completed roles, and often multi-faceted roles in some situations where some religious communities and religious figures can be sources of extremism and confrontation. Others maybe sources of moderation and mediation and others still maybe largely separated from politics.”
In many parts of Africa, religious institutions deliver social services, build hospitals, schools, and provide employment and in places where government has failed. In Somalia, Islam may be a vehicle to mobilize people against the government or to protest against foreign invasion. In 2006, Islamic courts governed in much of Somalia until they were driven out by Ethiopia’s military. Timothy Longman, Boston University says that religion cuts across African political identities.
“Religious groups are very much caught up in conflict in a variety of ways. What I want to focus on are the two very contradictory tendencies that you find within Christian churches in the region and that is churches are getting embroiled in conflict, being involved in supporting conflict, and on the other hand, churches playing a peaceful role for a conflict resolution role.”
In Nigeria, analysts say religion can fuel Christian-Muslim violence. In the recent past, clashes have taken place between Christians and Muslims in Kano, northern Nigeria, a region which is governed by sharia law. In Jos, hundreds of people lost their lives because of an election that Peter Lewis says took on unusual religious divisions.
“In most of Nigeria, Christians and Muslims have managed to co-exist. We hope that with the improvement in governance, economic opportunities and reduced inequalities that different communities in Nigeria would be better able to get a long.”
A recent study by the Washington, D.C.-based Pew Forum on Religion and public life reveals that most people in sub-Saharan Africa are deeply committed to Christianity or Islam; they continue to practice elements of more traditional African religion. The study says that while many Muslims and Christians describe members of the other faith as tolerant, there are signs of tensions between the faiths.

SUDAN FOREIGN BUSINESS

BY PAUL NDIHO

APRIL 15, 2010

After Sudan’s comprehensive peace deal was signed in 2005, neighboring business people rushed to Southern Sudan, hoping to cash in on opportunities there following two decades of war. But now, some of those same people are fleeing the country, fearing violence following disputed elections, similar to what happened in Kenya in 2008.
Foreign entrepreneurs in Southern Sudan have started closing up their shops in anticipation of post-election violence. Many business people are heading home to home countries such as Kenya, Uganda and Ethiopia. John Muturi has been selling second-hand clothes in Juba with his wife since arriving from Kenya.
“We are afraid because we’ve seen elections are never predictable. That’s why we’re selling the stock we already have and finishing it and we can keep our money. But we are not bringing in any more things from outside. We have to sell what we have because we don’t know what is going to happen.”

Sudanese people started voting earlier this week in the first multi-party elections in more than 24 years that will test the fragile unity of Africa’s biggest country. Jonathan Temin at the United States Institute of Peace says that there might be violence in some areas of the country.

“It is possible. And they are being cautious and conservative in their outlook and what might happen. But it also depends on what part of the country we are talking about. We have to remember that Sudan is the largest country in Africa and what might happen in Khartoum is different from what might happen in Juba or Darfur and other places in between.”

Juba became a budding area of commerce following the 2005 peace deal. Ezekiel Gathuoth, head of Mission, Government of Southern Sudan, says that there is no cause for alarm and reassures business people that they can in Juba.

“Business should continue as usual because this is something that you can do and go back to your business. The elections should not affect any function of business. We are appealing to all the people not to worry and for the last three days everything has been peaceful.”

But clothing trader John Muturi says that many businessmen have already left Southern Sudan and only those with the biggest shops remain. But some foreigners are not looking to leave. Eritrean Hatawi Abraham works in a Juba hotel and says, like many Sudanese, he hopes the elections will have a positive impact rather than lead it back to conflict.

“Actually I have been here for one year and until now, thank God, nothing has happened, security is quite okay especially with elections. Everyone was speculating that something could happen, like violence and something but thank God nothing has happened.”

The election looks likely to extend the 21-year rule of President Omar Hassan al-Bashir, the head of state wanted by the International Criminal Court to face charges of war crimes in Darfur.

SUDAN FOREIGN BUSINESS

BY PAUL NDIHO

APRIL 15, 2010

After Sudan’s comprehensive peace deal was signed in 2005, neighboring business people rushed to Southern Sudan, hoping to cash in on opportunities there following two decades of war. But now, some of those same people are fleeing the country, fearing violence following disputed elections, similar to what happened in Kenya in 2008.
Foreign entrepreneurs in Southern Sudan have started closing up their shops in anticipation of post-election violence. Many business people are heading home to home countries such as Kenya, Uganda and Ethiopia. John Muturi has been selling second-hand clothes in Juba with his wife since arriving from Kenya.
“We are afraid because we’ve seen elections are never predictable. That’s why we’re selling the stock we already have and finishing it and we can keep our money. But we are not bringing in any more things from outside. We have to sell what we have because we don’t know what is going to happen.”

Sudanese people started voting earlier this week in the first multi-party elections in more than 24 years that will test the fragile unity of Africa’s biggest country. Jonathan Temin at the United States Institute of Peace says that there might be violence in some areas of the country.

“It is possible. And they are being cautious and conservative in their outlook and what might happen. But it also depends on what part of the country we are talking about. We have to remember that Sudan is the largest country in Africa and what might happen in Khartoum is different from what might happen in Juba or Darfur and other places in between.”

Juba became a budding area of commerce following the 2005 peace deal. Ezekiel Gathuoth, head of Mission, Government of Southern Sudan, says that there is no cause for alarm and reassures business people that they can in Juba.

“Business should continue as usual because this is something that you can do and go back to your business. The elections should not affect any function of business. We are appealing to all the people not to worry and for the last three days everything has been peaceful.”

But clothing trader John Muturi says that many businessmen have already left Southern Sudan and only those with the biggest shops remain. But some foreigners are not looking to leave. Eritrean Hatawi Abraham works in a Juba hotel and says, like many Sudanese, he hopes the elections will have a positive impact rather than lead it back to conflict.

“Actually I have been here for one year and until now, thank God, nothing has happened, security is quite okay especially with elections. Everyone was speculating that something could happen, like violence and something but thank God nothing has happened.”

The election looks likely to extend the 21-year rule of President Omar Hassan al-Bashir, the head of state wanted by the International Criminal Court to face charges of war crimes in Darfur.

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