The growing need and consumer preference for digital payments over cash are changing the nature and ways in which people interact with money, in Africa. In Nigeria, a 21-year-old app developer is building a social digital payment system that simplifies the process of paying, requesting payments, or splitting payments between friends by sending an email, phone number, bank account, or debit card. For more, I am joined by Khalid Ismail, the CEO and Co-found of the Byte app based in Lagos, Nigeria.

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